Effortless Savings: A Money Management Guide to Saving Without Sacrifice

Effortless Savings is the ultimate guidebook to saving without sacrifice. Perfect for readers of any income level or household size, it contains hundreds of ways to save money that are easy and manageable. Richard gives step-by-step instructions to help you:

• Shrink your cell phone bill without compromising your call quality, coverage, or data speeds
• Lower your Internet and Pay-TV rates while maintaining your current service
• Reduce your utility bills with simple, energy-efficient solutions
• Minimize your grocery bills without clipping coupons or looking through sales flyers
• See movies at nationwide cinemas, any time of day, for matinee prices
• Find the absolute lowest rates for airline tickets, hotel reservations, and car rentals
• Open a FDIC-insured checking account that pays up to twenty times more interest than standard accounts

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